Lo course Start day Oct 14, early bird

$1500

Discount $999

Education:

  • B.S. — UC Berkeley (Electrical Engineering & Computer Science);
  • M.S. — Stanford (Computer Engineering, network systems).

Duc Pham — Coach

Duc Pham is recognized among the Top 6 Mortgage Brokers in the U.S., known for his unique blend of technical expertise, investment experience, and commitment to education.

Duc built the playbook that turned Wonder Rates into a top mortgage name. He focused the business on home loans, backed his team with competitive pay, and coached loan officers to serve clients well — not chase volume. 

As an experienced real estate investor himself, Duc understands both sides of the table and guides clients with practical, results-driven strategies.

The result: steady referrals, strong repeat business, and big results.

Philosophy

  • This is a people-first profession, not a side job.
    Be professional, present, and accountable — because people depend on us.
  • Trust and attention matter more than transactions.

10X income by becoming a
Certified Loan Officer

Training programs and

coaching sessions

Organic & referral leads with

proven marketing framework

LOS, POS, CRM and All-In-One

platform for productivity

Month 1

Pre-licensing education

Partnered with: OnCourse Learning
• 3-day webinar training (10am–6pm)
• Full access to study materials and practice tests
• Webcam required for attendance (NMLS-compliant)

Month 2

Practice test with Coach Nga Le

• Weekly mock exams and review sessions
• Mock test & exam bank of 1300+
• Small group Q&A / coaching to clarify weak areas.

Month 3

Final prep & take the exam

• Finish any remaining practice tests and targeted reviews.
• One-week intensive review (daily short, focused sessions).
• Schedule and take the licensing exam.

Month 4

Coaching sessions with Duc (2x/week for 5 weeks)

For passed candidate

Months 5–8 (optional)

Internship & mentorship with Duc (after passing the final exam)

• Internship opportunity: Get leads, start advising real clients, and close real loans
• Mentorship throughout the entire loan process
• Course fee refunded if you close a loan during your internship
• Earn commission per company policy

Growth your income
as a Loan Officer

Our Reviews

Explore genuine feedback and ratings shared by students who have experienced our content firsthand.

Tuan Duong
Tuan Duong
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The class was great, very informative. Chị Nga is super helpful. It was a pleasure to be in this class.
Nguyen Vu
Nguyen Vu
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I recently started the Loan Originator course with Wonder Rate, and I have to say, it exceeded all my expectations. With the Wonder Rate team’s support, within a month, I passed the SAFE Mortgage Loan Originator Test at my first attempt. As someone exploring a new career path, I was initially unsure of what to expect, but this class gave me the clarity and confidence I needed. The curriculum was designed not only to help you to get your license, but also train you real-life practices to become a loan originator — even for someone without prior experience in the mortgage industry.
Kim
Kim
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The class is useful for me, especially at the beginning sessions when I knew nothing about the mortgage industry. Mrs. Nga Le showed she is patient, serious, and responsible. I enjoy having the chance to interact with many people in the class.

The Moments of Duc Pham

Finding Your Right Courses

With so many options available, choosing the perfect course can sometimes feel overwhelming. This section is designed to help you navigate our offerings and identify the learning path that best aligns with your personal goals, interests, and current skill level. Let’s find the right fit for you.

Most Popular Questions

This program is built around Duc Pham’s “win-win” philosophy—teaching you how to offer competitive, market-beating rates to clients while building a high-performance team that keeps them coming back.

 Ideal for new or experienced loan officers who want to refine their pricing strategies, increase referral rates, and learn scalable processes directly from a top-ranked broker.

  • Structuring “wonderful rates” that convert leads into client
  • Building and motivating a top-tier loan team
  • Streamlining your application-to-close workflow
  • Proven referral and retention tactics

A mix of on-demand video modules, live group Q&A sessions with Duc, and real-world case studies you can apply immediately.

Eight weeks of core content, plus two bonus weeks of deep-dive workshops and guest expert sessions.

No formal prerequisites—just a valid mortgage license (or equivalent) and a desire to elevate your business.

Yes. Each module includes exercises, template downloads, and role-play scenarios so you can implement tactics in real time.

  • Weekly office hours with Duc and his senior team
  • Access to a private community of peers
  • Direct feedback on your pitch scripts and rate sheets

Simply click “Enroll Now” on our course page, complete your registration, and you’ll receive instant access to Module 1.